It is a fact that without the benefits of a workers' compensation, it can be very hard to make ends meet after sustaining an injury. Unfortunately, a lot of people make some seemingly small mistakes during the workers' compensation claims process. However, even though those mistakes might seem small and irrelevant to you, they could cost you a significant amount of money.
So, if you sustained some kind of an injury at your workplace, it is very important to understand all of your legal responsibilities and rights. The following are some practical tips that can help you get the most out the whole legal process.
Report the Injury Right Away
The first thing that you should do after sustaining an injury at your workplace is report it to your boss. It is very important to report the injury before a certain deadline, and every state has its own deadline.
Missing the deadline could result in you losing your right to collect any of the workers' compensation benefits. Some states will also require you to file a workers' compensation form by a certain date, and if you don't, you will not be able to officially start your claim.
Get Medical Treatment As Soon As Possible
After sustaining an injury, try to get medical attention as soon as possible. Prompt medical treatment is something that can lead to a faster, better recovery. But that is not all! It can also serve as a medical evidence that is very important for your workers' compensation claim. Delaying the medical treatment could result in the insurance company not believing that you were seriously injured, or even that the injury never occurred at all.
Keep Detailed Records
It is always a good idea to keep copies of paperwork that contains information about your workers' compensation claim. And even though the doctors will create medical records that contain information about your medical treatment, they might not put your work restriction slips in there.
Appeal a Denial of Benefits
Insurance companies are businesses that always look to save as much money as possible. And in an attempt to save some money, they sometimes deny the workers' compensation claims. So, don't be afraid to take action and appeal the insurance company's denial.
Attend All Scheduled Legal Appointments
If you don't have a workers' compensation lawyer, it is very important for you to attend every single legal meeting. If you don't show up at one of the legal meetings, you could lose some, if not all of your workers' compensation benefits.
Hire a Workers' Compensation Legal Team
Hiring a workers' compensation attorney is always a good idea. The reason why is because an attorney knows how to properly value your claim. If you need to go to trial with your employer, your law firm will prepare you to give the best testimony possible. A mock jury is helpful in preparing you for trial; especially when your employer isn't budging on compensating you fairly, you will want to ensure that you have a polished testimony ready to destroy any doubt about what you're owed.