Medical Treatment In A Workers’ Compensation Claim: When And Where To Seek It
After a work-related injury, it is important to seek medical treatment. Without seeking treatment, your employer's insurance company will be less likely to approve your claim for workers' compensation since you were not hurt enough to get treatment. In order to get treatment, you need to know when and where to seek treatment.
When to Seek Treatment?
You should always seek treatment when you are injured at work. Even if your injury only seems minor, you need treatment. Ideally, you should be assessed by a doctor immediately following your work-related accident.
If your injury was not the result of an accident, but instead the result of repetitious behavior, such as typing or lifting heavy objects, you should seek treatment as soon as you first experience symptoms. For instance, if you believe you have carpal tunnel syndrome, see a doctor as soon as your wrist starts to hurt.
When you do seek treatment, it is important that you be detailed about your injuries. Do not try to downplay your injuries. This could result in the insurance company rejecting your claim later.
Where Should You Seek Treatment?
In most instances, the emergency room is the best place to receive treatment. This is especially true in cases involving a serious injury.
If you injury is considered to be non-emergency, then you should contact your employer's human resources department and find out the proper route to seek treatment. Your employer might require you to seek treatment with a certain medical care provider. In some states, the employer has the legal right to choose the provider for the initial assessment.
The provider your employer chooses is supposed to be unbiased. If you feel that the provider is not looking after your best interests, but that of your employer, contact a workers' compensation attorney. He or she can help you get treatment through another provider.
Who Pays for the Assessment?
Since your injury is work-related, your employer has the legal responsibility of paying for your medical treatment. If your employer does not approve your workers' compensation claim, you will have to pay for your treatment.
It is important to note that if your claim is denied, you can file an appeal to possibly overturn the insurance company's decision. Your attorney can help you with this process.
Seeking treatment is just one component of a solid workers' compensation claim. Work with your attorney to put yourself in the best position to get your claim accepted and paid by the insurance company. To learn more, contact a company like Law Offices Jonathan Teperson.